IT Support for Financial Services · Scotland

The FCA doesn't accept "our IT provider let us down" as a compliance defence.

Scottish financial services firms operate under some of the most demanding regulatory obligations in any sector. FCA authorisation, Consumer Duty, COBS, client money rules, and audit trail requirements don’t pause for IT problems. Jera IT gives Scottish IFAs, wealth managers, investment firms and insurance brokers the IT support, security and AI capability to stay compliant, protect client assets, and run a more efficient business.

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Financial services specialists
FCA-regulated firm experience

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Cyber Essentials Plus
Client data protected

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Microsoft Solutions Partner

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Edinburgh · Glasgow · Aberdeen
Onsite when you need us

Sound familiar?

The IT problems Scottish financial services firms tell us about before they switch.

You don’t need us to explain these. You need us to fix them.

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A cyber incident triggers an FCA notification obligation.

Under SYSC 15A, FCA-regulated firms must report material operational or security incidents. A breach isn’t just an IT problem — it’s a regulatory event with a clock running from the moment it’s discovered.

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Your back-office platform goes down during market hours.

Intelliflo, Transact, Nucleus, Wrap platforms. When your financial planning or investment software fails and your IT provider doesn’t understand it, advisers can’t access client portfolios when clients need them most.

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Consumer Duty demands evidence you can't produce.

Good Outcomes monitoring requires documented processes, audit trails, and data you may not have structured properly. The FCA isn’t asking if you meant well — it’s asking for evidence that you delivered.

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Advisers wasting time on compliance admin instead of client work.

Suitability reports, file notes, client communication logs. Qualified financial advisers spending hours on documentation that AI could be handling — while client relationships go under-serviced.

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Remote working creating client data exposure you haven't addressed.

Advisers accessing client portfolios, valuations, and personal financial data from home on devices that haven’t been assessed. Convenient for them. A GDPR and FCA compliance liability for the firm.

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No audit trail when the FCA comes asking.

Email chains as the record of advice given. Shared drives with no version control. Systems that don’t produce the documentation trail the regulator expects. Fine when nothing goes wrong. Catastrophic when it does.
How Jera IT supports financial services firms

IT, security and AI — built around how regulated financial services businesses actually work.

Not generic IT support with a finance logo on the website. Specialists who understand FCA obligations, back-office and platform software, client money requirements, and what it means when a technology failure has regulatory consequences.

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Managed IT

Reliable IT that keeps advisers advising and compliance teams compliant

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Cyber Security

Security that meets FCA expectations and protects client assets and data

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AI Adoption

AI that gives advisers more time with clients and less time on compliance paperwork
Proven results

What changes when a Scottish financial services firm works with Jera.

"Our advisers were spending two hours a day on suitability reports. AI has cut that to 30 minutes. That time is back in front of clients."

[Firm name] is a Scottish [IFA/wealth management] firm with [X] advisers and [X] staff. Their back-office software wasn’t integrated with their CRM, their Consumer Duty evidence trail was underdeveloped, and a compliance review had identified gaps in their data handling that needed addressing before the next FCA visit. Advisers were spending disproportionate time on documentation rather than client-facing work.

IT maturity assessment and full security review. Intelliflo and Salesforce FSC integration configured. Cyber Essentials Plus achieved in 8 weeks. AI-assisted suitability report drafting deployed — with governance ensuring no client data leaves the Microsoft 365 environment. Consumer Duty evidence documentation structured and automated. Time recovered tracked by adviser using OI Scoring.

✓ Adviser documentation time reduced by 65% · CE Plus achieved · Consumer Duty evidence trail structured · [X] hours per adviser per week recovered for client work
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"We hired advisers to advise clients — not to spend their afternoons writing file notes. Jera understood that immediately. The AI they deployed has given our team back time we didn't think we'd ever get. And we're more compliant now than we were before."

[Name]

[Senior Partner] · [Practice] · Scottish Accountancy Firm
Cyber security for financial services

Financial services firms hold client money, investment portfolios, and personal financial data. For cyber attackers, that is the highest-value target in any sector.

The FCA’s SYSC 15A operational resilience rules require regulated firms to identify important business services, set impact tolerances, and demonstrate they can remain within those tolerances during a severe but plausible disruption. A cyber attack is the most plausible disruption scenario the FCA expects you to plan for. Jera’s Security Framework gives your firm structured, continuously reviewed protection that satisfies regulatory expectations — and actually keeps your clients’ assets and data safe.

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Financial services is the second most targeted sector for cybercrime in the UK
0 %
Of financial services cyber incidents involve stolen or compromised adviser credentials

SYSC

FCA requires regulated firms to maintain operational resilience against severe but plausible disruption scenarios
£ 0 m
Average FCA fine for firms failing to maintain adequate cyber security controls
AI for financial services

Where Scottish financial services firms are recovering adviser time with AI right now.

Using tools they already pay for — with full FCA and GDPR governance built in, and time recovered tracked by Jera’s OI Scoring system.

Saves 4–6 hrs/week per adviser

Suitability report drafting
Copilot generates first-draft suitability reports from meeting notes, client data, and research — within your Microsoft 365 environment, with no client data leaving your tenant. Advisers review, personalise and approve. Compliant output, fraction of the time.

Saves 2–3 hrs/week per adviser

Meeting notes, file notes & CRM updates
AI transcribes and summarises client meetings, generates structured file notes, and populates CRM fields automatically. The documentation trail regulators expect is created as a byproduct of the meeting — not as homework afterwards.

Reduces compliance admin by 40–60%

Consumer Duty evidence & Good Outcomes
AI structures and maintains the evidence trail Consumer Duty requires — client outcome monitoring, communications reviews, and Good Outcomes documentation generated systematically rather than assembled under pressure before a review.

Common questions

What financial firms ask us before getting started.

Do you understand the FCA's operational resilience requirements?

Yes — and we know that for regulated firms, IT resilience isn’t just an operational issue, it’s a regulatory one. Under SYSC 15A, FCA-regulated firms must identify their important business services, set impact tolerances for disruption, and demonstrate they can remain within those tolerances. We help firms map their important business services to their IT dependencies, identify single points of failure, and build the resilience documentation the FCA expects to see. We don’t just keep the lights on — we help you evidence that you can keep them on when things go wrong.

Consumer Duty requires firms to evidence Good Outcomes for retail customers across four outcomes: products and services, price and value, consumer understanding, and consumer support. From a technology perspective, this means having structured data on client interactions, outcome monitoring, and communications reviews — and being able to produce that evidence on demand. We configure your Microsoft 365 environment and CRM to capture and structure this data systematically, deploy AI tools that generate compliant documentation as a byproduct of normal workflow, and build the reporting that lets your compliance team demonstrate Good Outcomes without scrambling to assemble evidence after the fact.

Can AI tools be used for suitability reports without breaching FCA rules?

Yes — when the governance is right. The FCA’s position on AI in financial advice is that the adviser remains responsible for the suitability of the recommendation regardless of how the documentation is produced. AI-assisted suitability reports are therefore entirely permissible provided the adviser reviews, personalises and takes professional responsibility for the output. The critical technical requirement is that client data must remain within your firm’s own Microsoft 365 environment — never sent to external AI models. Jera’s deployment and governance framework ensures exactly this, and we can document the data flow for your compliance file.

Potentially yes, and quickly. Under SYSC 15A and the FCA’s operational resilience rules, regulated firms must notify the FCA without undue delay if they experience a major operational incident — including a cyber attack — that could impact the firm’s ability to deliver important business services or that affects clients. The FCA also has cross-cutting rules under Consumer Duty that require firms to act to avoid foreseeable harm. Our incident response service includes regulatory notification guidance so you understand your obligations from the moment an incident is identified — not hours later when you’re trying to establish whether you need to report. Prevention is always better, but knowing exactly what to do in the first 24 hours is equally critical.

Other sectors we support across Scotland

Talk to a financial services IT specialist

Ready to give your advisers more time with clients and less time on paperwork?

Book a free 30-minute call with Ally. No pitch — just an honest look at your firm’s IT environment, your FCA operational resilience position, and where AI could recover adviser hours across your team.

Ally Hollins-Kirk
Director, Jera IT